Travel insurance is a type of insurance that provides coverage for various risks and emergencies that may occur while traveling. These risks may include trip cancellation, medical emergencies, lost or stolen baggage, and other unforeseen events that can disrupt travel plans.
Travel insurance policies typically come in a variety of forms, including single-trip, multi-trip, and annual plans. Coverage may vary depending on the policy and provider, but common benefits may includes:
Trip cancellation and interruption coverage
Emergency medical and dental coverage
Emergency medical evacuation and transportation coverage
Lost or stolen baggage coverage
Travel delay and missed connection coverage
Accidental death and dismemberment coverage
24-hour assistance services
It is important to carefully review the terms and conditions of any travel insurance policy before purchasing to ensure that the coverage meets your needs and expectations. Additionally, travelers should be aware of any exclusions or limitations that may apply to the policy, as well as any requirements for filing a claim in the event of a covered loss or emergency.